I was woken first thing this morning by a call from the fraud department of my bank. Well, more accurately, their third party firm who handles fraud. I guess someone stole my debit card number (I have the actual card in my possession.) The thief has been on a fine dining adventure across NYC.
On the one hand, I am so very, very thankful for the bank's diligence in bringing this to my attention and cancelling my card before it could get worse.
On the other hand, I am now in a state of panic. Mr. Case just barely started back to work this week so we haven't seen a check in 5 weeks. We had literally just enough money to pay my COBRA and for my prescription blood thinners. Now, not so much. Thankfully I have enough injections to get me through to Monday when I can call the bank. My prescription is at Sam's Club and I always pay cash because I don't have a MasterCard, which is the only credit card they accept. I'm really praying that recuperating our funds is a quick process.
I'm quite perplexed as to how they got the card number. I never, EVER use my debit card to make purchases online and I ALWAYS use it as a credit card, not debit card, when I get gas. Those are supposedly the two ways they can steal a number easiest. Otherwise, I've been broke and haven't been anywhere to make purchases, LOL. I guess it is a moot point, anyway, since they have the number and were using it. Let me just reiterate how thankful I am my bank was proactive. My parents want me to switch banks now but I refuse-one time my husband's card was stolen and they were excellent in resolving our issues so I am entirely loyal to them!!